When people are faced with the prospect of losing their home, fear is the first emotion to strike, and that’s completely normal. Another common response is to ignore and avoid the situation in hopes that the problem will simply go away. In truth, the worst thing you can do is nothing.

Kerry Steigerwalt’s Pacific Law Center has successfully helped many San Diegans modify their loans and save their homes. Below are a few stories of people who have been faced with unaffordable and overwhelming mortgages. We’d like to invite you to share your story below. Please remember that you’re far from alone in this situation.